Home Buying With Crypto

Posted: April 2, 2026 | Source: www.floridarealtors.org

As part of a new mortgage offering, prospective home buyers who have invested in specific cryptocurrencies will be able to utilize their holdings as collateral to finance their down payment. In collaboration with cryptocurrency trading platform Coinbase, real estate services provider Better Home & Finance Holding Co. intends to launch the cryptocurrency-backed mortgage later this month.

The use of cryptocurrencies for property purchases is still mostly restricted. Just 1% of respondents who made a down payment in a National Association of Realtors study of individuals who purchased a property between July 2024 and June 2025 reported using the earnings from the sale of cryptocurrency.